:root{--blue:#1267b1;--deep:#0a3f78;--green:#4aa83b;--ink:#17324d;--muted:#5e7285;--light:#f4f8fb;--white:#fff;--line:#dce7ef;--shadow:0 14px 38px rgba(20,62,96,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}a{color:inherit}.wrap{width:min(1120px,92%);margin:auto}.topbar{background:var(--deep);color:#fff;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding:8px 0;flex-wrap:wrap}.topbar a{text-decoration:none}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.navin{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:12px 0}.brand{display:flex;flex-direction:column;align-items:center;text-decoration:none}.logo{width:220px;max-height:72px;object-fit:contain}.tagline{margin-top:2px;color:var(--deep);font-size:.78rem;font-weight:800;letter-spacing:.02em;text-align:center}.links{display:flex;align-items:center;gap:20px;font-weight:700;font-size:.95rem}.links a{text-decoration:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:9px;padding:13px 18px;font-weight:800;text-decoration:none;border:2px solid transparent;cursor:pointer}.btn.primary{background:var(--blue);color:#fff}.btn.green{background:var(--green);color:#fff}.btn.outline{border-color:var(--blue);color:var(--blue);background:#fff}.hero{background:linear-gradient(120deg,#f7fbff 0%,#eef7f0 100%);padding:62px 0 48px}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}.eyebrow{color:var(--green);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:.85rem}.hero h1{font-size:clamp(2.35rem,5vw,4.25rem);line-height:1.02;margin:12px 0 20px;letter-spacing:-.04em}.hero h1 span{color:var(--blue)}.lead{font-size:1.2rem;color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 18px}.trust{display:flex;gap:14px;flex-wrap:wrap;color:#476177;font-weight:700;font-size:.93rem}.portrait{background:#fff;border-radius:28px;padding:16px;box-shadow:var(--shadow);position:relative}.portrait img{width:100%;display:block;border-radius:20px}.badge{position:absolute;left:50%;transform:translateX(-50%);bottom:28px;text-align:center;min-width:230px;background:#fff;border-left:5px solid var(--green);box-shadow:var(--shadow);padding:13px 16px;border-radius:10px;font-weight:800}.section{padding:72px 0}.section.alt{background:var(--light)}.section h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.12;margin:0 0 12px}.sub{color:var(--muted);font-size:1.08rem;max-width:760px;margin-bottom:32px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 7px 22px rgba(20,62,96,.06)}.icon{font-size:1.7rem}.card h3{margin:10px 0 8px}.card p{color:var(--muted)}.card a{color:var(--blue);font-weight:800;text-decoration:none}.meet{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.meet .card{border-top:4px solid var(--blue)}.services{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.service{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}.check{width:34px;height:34px;flex:0 0 34px;border-radius:50%;background:#e8f6e5;color:var(--green);display:grid;place-items:center;font-weight:900}.family{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:center}.twins{display:grid;grid-template-columns:1fr 1fr;gap:12px}.twins img{width:100%;aspect-ratio:1/1.05;object-fit:cover;border-radius:18px}.caption{font-size:.85rem;text-align:center;color:var(--muted);margin-top:5px}.area{background:linear-gradient(110deg,var(--deep),var(--blue));color:#fff;border-radius:24px;padding:36px}.area p{color:#e7f0f8}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px}.contactbox{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px}.field{display:grid;gap:6px;margin-bottom:14px}.field label{font-weight:800}.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1px solid #cbd8e3;border-radius:9px;font:inherit}.field textarea{min-height:110px;resize:vertical}.small{font-size:.82rem;color:var(--muted)}.notice{background:#fff8df;border:1px solid #eed58a;padding:14px;border-radius:10px;font-size:.86rem;color:#69571e}.footer{background:#0b2945;color:#dce8f1;padding:42px 0 26px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footer h4{color:#fff}.footer a{color:#dce8f1;text-decoration:none}.legal{border-top:1px solid #31506a;margin-top:28px;padding-top:20px;font-size:.78rem;color:#aac0d1}.mobilebar{display:none}.lang{border:1px solid var(--line);padding:8px 10px;border-radius:8px;color:var(--blue)}@media(max-width:850px){.links a:not(.lang){display:none}.hero-grid,.family,.contact-grid{grid-template-columns:1fr}.portrait{max-width:520px}.badge{left:50%;transform:translateX(-50%)}.cards,.meet{grid-template-columns:1fr}.services{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{padding-top:40px}.mobilebar{display:grid;grid-template-columns:repeat(3,1fr);position:fixed;bottom:0;left:0;right:0;z-index:30;background:#fff;border-top:1px solid var(--line);box-shadow:0 -5px 20px rgba(0,0,0,.08)}.mobilebar a{text-align:center;padding:11px 4px;text-decoration:none;font-weight:800;font-size:.82rem}.footer{padding-bottom:82px}}@media(max-width:520px){.logo{width:175px}.topbar .wrap{justify-content:center}.hero h1{font-size:2.55rem}.actions .btn{width:100%}.twins{grid-template-columns:1fr 1fr}.section{padding:56px 0}}

/* V4 multi-page navigation */
.navin{align-items:center}.links{gap:16px}.navitem{position:relative}.navitem>a{display:flex;align-items:center;gap:5px;padding:12px 0}.caret{font-size:.72em;color:var(--muted)}.dropdown{display:none;position:absolute;top:100%;left:-18px;min-width:260px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:9px;box-shadow:var(--shadow);z-index:50}.dropdown a{display:block;padding:10px 12px;border-radius:8px;font-weight:700;white-space:nowrap}.dropdown a:hover{background:var(--light);color:var(--blue)}.navitem:hover .dropdown,.navitem:focus-within .dropdown{display:block}.pagehero{background:linear-gradient(120deg,#f7fbff,#eef7f0);padding:58px 0}.pagehero h1{font-size:clamp(2.25rem,4.8vw,4rem);line-height:1.04;margin:10px 0 16px;letter-spacing:-.035em}.pagehero p{font-size:1.16rem;color:var(--muted);max-width:780px}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:28px}.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.stepnum{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:900;margin-bottom:10px}.contentgrid{display:grid;grid-template-columns:1.3fr .7fr;gap:36px;align-items:start}.prose h2{margin-top:34px}.prose h3{margin-top:24px}.prose p,.prose li{color:var(--muted)}.callout{background:#eef7f0;border-left:5px solid var(--green);padding:20px;border-radius:12px;margin:24px 0}.sidebar{position:sticky;top:130px}.sidebox{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 7px 22px rgba(20,62,96,.06);margin-bottom:16px}.sidebox h3{margin-top:0}.sidebox a:not(.btn){color:var(--blue);font-weight:800;text-decoration:none;display:block;padding:6px 0}.quicklinks{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.quicklinks .card{padding:22px}.breadcrumb{font-size:.88rem;color:var(--muted);margin-bottom:8px}.breadcrumb a{color:var(--blue);text-decoration:none}.cta-band{background:linear-gradient(110deg,var(--deep),var(--blue));color:#fff;border-radius:22px;padding:30px}.cta-band p{color:#e7f0f8}.cta-band .btn.outline{border-color:#fff;color:#fff;background:transparent}
@media(max-width:1000px){.links{gap:11px;font-size:.88rem}.logo{width:190px}.steps{grid-template-columns:repeat(2,1fr)}.contentgrid{grid-template-columns:1fr}.sidebar{position:static}.quicklinks{grid-template-columns:1fr 1fr}}
@media(max-width:850px){.links .navitem,.links>a:not(.lang){display:none}.links .lang{display:block}.steps,.quicklinks{grid-template-columns:1fr}.pagehero{padding:42px 0}}

.medicare-card{display:grid;grid-template-columns:minmax(240px,360px) 1fr;gap:24px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;margin:24px 0;box-shadow:0 7px 22px rgba(20,62,96,.06)}.medicare-card img{width:100%;border-radius:10px;display:block}.medicare-card h3{margin:0 0 8px}.medicare-card p{margin:0}@media(max-width:700px){.medicare-card{grid-template-columns:1fr}}

.birthday-tool{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow)}.month-picker{display:grid;grid-template-columns:repeat(12,1fr);gap:7px}.month-btn{border:1px solid #cbd8e3;background:#fff;color:var(--ink);border-radius:9px;padding:11px 4px;font-weight:800;cursor:pointer}.month-btn:hover,.month-btn.active{background:#eef7f0;border-color:var(--green);color:var(--deep)}.first-day{display:flex;align-items:center;justify-content:center;gap:8px;margin:20px 0;font-weight:700}.window-result{border-top:1px solid var(--line);padding-top:20px}.window-months{display:grid;grid-template-columns:repeat(7,1fr);gap:8px}.window-month{min-height:78px;border:1px solid var(--line);border-radius:10px;padding:9px;display:flex;flex-direction:column;justify-content:center;text-align:center;background:#f8fbfd}.window-month.birth{background:#eef7f0;border:2px solid var(--green)}.window-month small{min-height:17px;font-size:.58rem;color:var(--green);font-weight:900}.window-labels{display:grid;grid-template-columns:3fr 1fr 3fr;text-align:center;font-size:.78rem;font-weight:800;color:var(--muted);margin:8px 0 16px}.turning-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:22px 0 34px}.turning-card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:20px;display:flex;gap:14px}.turning-card>span,.timeline b{width:32px;height:32px;flex:0 0 32px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center}.turning-card h3{margin:0 0 6px}.turning-card p{margin:0}.timeline>div{display:flex;gap:14px;margin:14px 0}.timeline p{margin:0}@media(max-width:900px){.month-picker{grid-template-columns:repeat(6,1fr)}.turning-grid{grid-template-columns:1fr}}@media(max-width:600px){.month-picker{grid-template-columns:repeat(4,1fr)}.window-months{grid-template-columns:repeat(7,minmax(82px,1fr));overflow-x:auto;padding-bottom:8px}.window-labels{display:none}.birthday-tool{padding:16px}}